Free, bank-accurate financial tools for government schemes, loans, taxation, and retirement planning.
Calculate 2.50% p.a. semi-annual interest payouts, RBI tranche prices, gold appreciation, and Section 47(viic) 100% tax-free maturity returns.
Calculate monthly housing loan EMI, simulate prepayment savings, view payoff dates, check Section 24(b) & 80C tax deductions, and examine year-by-year amortization.
Calculate your monthly loan EMI, total interest payable, Principal vs Interest split, and view year-by-year amortization schedules.
Calculate GST online for inclusive (extract GST) and exclusive (add GST) prices with 50:50 CGST/SGST or 100% IGST splitting across all slabs.
Calculate your exact tax-exempt HRA and taxable salary surplus based on rent paid, basic salary, and 50% Metro vs 40% Non-Metro rules.
Calculate monthly contributions for ages 18 to 40 for guaranteed ₹1,000 to ₹5,000 pensions, spouse lifetime support, and ₹8.5 Lakh nominee corpus.
Calculate statutory gratuity payouts for private and government employees using the 15/26 formula, service tenure rounding, and tax exemption caps.
Simulate monthly mutual fund cash flows, estimate remaining corpus growth, evaluate safe withdrawal rates (SWR), and plan early retirement.
Calculate quarterly guaranteed income at 8.2% p.a. for investments up to ₹30 Lakh, check credit dates, and assess Section 80C & 80TTB tax savings.
Estimate 21-year maturity wealth and total interest for monthly or annual deposits at 8.2% compounding with 100% tax-free EEE status.
Calculate 5-year guaranteed maturity value at 7.7% annual compounding, year-by-year interest accrual, and Section 80C reinvestment benefits.
Calculate 2-year maturity returns and quarterly interest accumulation for deposits up to ₹2 Lakh at 7.5% p.a. with 40% partial withdrawal rules.
Calculate guaranteed investment doubling over 115 months (9 years and 7 months) at 7.5% p.a. compounding with premature encashment values.
Estimate guaranteed monthly income for single accounts (up to ₹9 Lakh) and joint accounts (up to ₹15 Lakh) at 7.4% p.a. over 5 years.
Calculate 5-year and 10-year maturity returns for monthly RD installments at 6.7% p.a. quarterly compounded interest, loans, and rebates.
Calculate lump-sum returns for 1-year (6.9%), 2-year (7.0%), 3-year (7.1%), and 5-year (7.5%) tenures with annual payouts and Section 80C tax benefits.
Calculate your PPF maturity corpus, annual compound interest, 5-year extension block growth, and 100% tax-free EEE benefits.
Compute theoretical European Call & Put prices, full Option Greeks (Delta, Gamma, Theta, Vega, Rho), and Intrinsic vs Time Value.
Calculate Compound Annual Growth Rate (CAGR), Absolute Return %, total profit gain, and year-by-year compounding schedule.
Calculate Mutual Fund SIP maturity corpus, total wealth gain, annual Step-Up top-up increments, and year-by-year compounding schedule.
Calculate one-time mutual fund investment returns, future maturity value, wealth multiplier, compound interest schedules, and inflation-adjusted purchasing power.
Calculate your total ROI percentage, annualized CAGR return, net post-tax profit, and real inflation-adjusted wealth growth with asset class benchmarks.
Calculate how fast your money doubles (Rule of 72), triples (Rule of 114), or quadruples (Rule of 144) with exact logarithmic compounding formulas.
Calculate your EPF retirement corpus, 8.25% compound interest growth, employee/employer split, EPS monthly pension, and annual salary increments.
Calculate your National Pension System (NPS) maturity corpus, 60% tax-free lump sum, 40% annuity reinvestment, monthly pension, and Section 80CCD tax savings.
Calculate your target FIRE Number, years to early retirement freedom, Coast/Lean/Fat FIRE thresholds, and inflation-adjusted corpus with the 4% rule.
Calculate how much emergency fund you need based on the 3, 6, 9, or 12-month rule, analyze your current shortfall, and plan a 3-tier liquid allocation strategy.
Calculate future living expenses, child education and medical costs, evaluate purchasing power erosion, and check Rule of 70 halving timelines.
Calculate annualized XIRR returns for Mutual Fund SIPs, multiple lump sums, SWPs, and irregular investment cash flows with high-precision solver.
Calculate Mutual Fund STP future returns, simultaneous Debt and Equity fund compounding, and transfer schedules with Fixed and Capital Appreciation modes.